Privacy Policy

Definitions

“Website” refers to theprospergroup.org, and any related pages, forms, videos, or services that link to this Privacy Policy. The Website and its content are owned by The Prosper Group LLC (“Company”, “we”, or “us”). The term “you” refers to the user or viewer of our Website.

Please read this Privacy Policy carefully before using this Website. In accordance with this Privacy Policy, we may use certain of your data, set forth more fully below, to inform you of changes to the Website or its content, or, if requested, to send you additional information about us. We reserve the right, at our sole discretion, to change, modify, or otherwise alter our Website, its content, and this Privacy Policy at any time. Such changes and/or modifications shall become effective immediately upon posting our updated Privacy Policy.

Please review this Privacy Policy periodically. Continued use of any of the information obtained through or on the Website or its content following the posting of changes and/or modifications constitutes acceptance of the revised Privacy Policy. Should there be a material change to our Privacy Policy, we will contact you via email or by a prominent note on our Website, with instructions by which you can opt out of being a user of our Website, with the concomitant adjustments to your relationship with our services.

For details about cookies and similar technologies, please also review our Cookie Policy.

Privacy Policy Governance

This Policy describes how we collect, use, process, and distribute your information, including Personal Data (as defined below) used to access this Website. We will not use or share your information with anyone except as described in this Privacy Policy. The use of information collected through our Website shall be limited to the purposes under this Privacy Policy. Use of any personal information or contribution that you provide to us, or which is collected by us on or through our Website or its content, is governed by this Privacy Policy. When you use our Website or submit information through it, we will collect and use information as described in this Privacy Policy and, where required by law, based on your consent or another applicable legal basis.

Information We May Collect

We collect personal information from you so that we can provide you with a positive experience when utilizing our Website or content. We aim to collect only the information reasonably necessary for us to fulfill our obligations to you.

• Identifiers: Name, email address, phone number, country, IP address, and cookie identifiers.
• Commercial information: Partnership application information and service interests you choose to provide.
• Internet or network activity: Pages viewed, links clicked, referring website, browser type, device information, and interactions with videos and forms.
• Geolocation data: Approximate location based on IP address.
• Professional or employment-related information: Company name, professional role, and business information you choose to provide.
• Inferences: Preferences, interests, or likely service interests based on your activity.
• Sensitive personal information: Business financial information you choose to provide in an application (for example, revenue, profit, debt, or related details).

Please note that the information above (“Personal Data”) is voluntarily provided when you submit forms or contact us, except for automatically collected technical data described below. We use, collect, and process this Personal Data as described in this Privacy Policy and, where required by law, based on your consent or another applicable legal basis. You are welcome to opt out or request for us to delete your Personal Data at any point by contacting us at partner@theprospergroup.org. If you choose not to provide us with certain Personal Data, you may not be able to participate in certain aspects of our Website or content (including submitting a partnership application).

Automatically Collected Information

To maintain our Website’s quality, we may use your IP address to help diagnose problems with our server and to administer the Website by identifying which areas of the Website are most heavily used, and to display content according to your preferences. Your IP address is the number assigned to computers connected to the Internet. This information may not directly identify you by name, but it may be considered personal information under some privacy laws. Website usage data may be helpful to us for marketing purposes and for improving our services, and may be shared with business partners on an aggregate or de-identified basis. We also automatically collect information about your device and activity, such as browser type, device type, operating system, referring website, pages viewed, links clicked, date and time of visit, approximate location based on IP address, session activity, cookie identifiers, and information about how you interact with videos, forms, and website content.

Use of Cookies and Tracking Technologies

Cookies are small files stored on your browser or device. Pixels, tags, scripts, log files, and similar tools can help us understand how people use our Website, measure performance, support accessibility, and improve our services. Cookies and similar technologies may collect identifiers or other information that may be considered personal information under some privacy laws.

Where required by law, we ask for your consent before using certain cookies or tracking technologies through our cookie banner. You may choose to disable or manage cookies through your browser settings, device settings, or our Cookie Settings control in the Website footer. However, disabling this function may diminish your experience on our Website and some features may not work as intended. For category details and the tools we use, see our Cookie Policy.

Specific Technologies We May Use

• Google Analytics 4: We use Google Analytics 4 to understand website traffic and visitor behavior. Google Analytics collects information such as your IP address, device information, browser information, pages visited, links clicked, referring website, and time spent on the site. Google uses this information according to its own privacy policies and terms. On this Website, Google Analytics is loaded only if you accept analytics cookies.
• Visual Visitor (Smart Recognition): When marketing cookies are accepted, we may use Visual Visitor for business visitor recognition and related marketing insights. Visual Visitor uses this information according to its own privacy policies and terms.
• accessiBe: We use an accessibility widget to help visitors customize how they experience the Website. This is treated as a functional/accessibility tool and is disclosed here and in our Cookie Policy.
• Vimeo: We host FAQ and thank-you videos on Vimeo. Players load when you choose to play a video, and do-not-track is enabled where supported. Vimeo uses information according to its own privacy policies and terms.
• Zoho CRM: When you submit our partnership application, your form data is processed through Zoho CRM so we can review and respond to your application.

Third-party websites: We may link to other websites on our Website. We have no responsibility or liability for the content and activities of any other individual, company, or entity whose website or materials may be linked to our Website or its content, and thus we cannot be held liable for the privacy of the information on their website or that you voluntarily share with their website. Please review their privacy policies for guidelines as to how they respectively store, use, and protect the privacy of your Personal Data.

What We Do with Information We Collect

Contact you

We may contact you with information that you provide to us based on these lawful grounds for processing:

• Consent. We may contact you if you give us your clear, unambiguous, affirmative consent to contact you.
• Contract. We may contact you under our contractual obligation to deliver services you engage us to provide.
• Legitimate interest. We may contact you if we feel you have a legitimate interest in hearing from us—for example, after you submit a partnership application. You will always have the option to opt out of marketing emails.

Provide and improve services

We use your information to provide our Website and services; process partnership applications and requests; respond to questions; personalize your experience; improve our Website, services, and marketing; analyze website traffic and performance; prevent fraud, misuse, or security issues; enforce our policies; comply with legal obligations; and protect our rights, property, users, and business. We may also use information in an aggregated or de-identified form to understand trends and improve our programs.

Share with third parties

We do not sell personal information for money. We may share your information with trusted third parties and service providers who help us operate our business, including companies that provide website hosting, customer relationship management, video hosting, analytics, accessibility tooling, form tools, data storage, security and fraud prevention, and professional services such as legal, accounting, or consulting support. These service providers may use information only as needed to provide services to us, unless their own privacy terms allow otherwise. Under California law, some of this may be considered a “sale” or “sharing” of personal information.

Miscellaneous legal uses

If we are involved in a merger, acquisition, financing, reorganization, sale of assets, or similar business transaction, information may be transferred as part of that transaction. We may also disclose information if we believe it is reasonably necessary to comply with a law, regulation, subpoena, court order, or legal process; respond to lawful requests by public authorities; enforce our agreements or policies; protect the rights, safety, or property of The Prosper Group, our users, or others; or detect, prevent, or address fraud, security, or technical issues. We may share information when you ask us to do so or when you give us permission.

How You Can Access, Update, or Delete Your Personal Data

Depending on where you live, you may have certain privacy rights, including, but not limited to:

• Request information about how your Personal Data is being used and request a copy of what Personal Data we use (confirm whether we process your personal information and provide access to it).
• Restrict processing if you think the Personal Data is not accurate, unlawful, or no longer needed.
• Rectify or erase Personal Data and receive confirmation of the rectification or erasure (the “right to be forgotten” or request deletion of personal information).
• Withdraw your consent at any time to the processing of your Personal Data.
• Lodge a complaint with a supervisory authority if you feel we are using your Personal Data unlawfully.
• Receive Personal Data portability and transference to another controller without our hindrance.
• Object to our use of your Personal Data.
• Not be subject to an automated decision based solely on automatic processing, including profiling, which legally or significantly affects you.
• Opt out of certain sales, sharing, targeted advertising, or profiling.
• Limit certain uses of sensitive personal information.
• Stop receiving marketing communications.

Even if you unsubscribe from marketing emails, we may still send you non-marketing messages, such as responses related to an application you submitted, legal updates, or service-related communications. To make a privacy request, contact us at partner@theprospergroup.org. We may need to verify your identity before responding to your request. We will respond as required by applicable law, generally within 45 days (extendable up to 90 days where permitted).

Other Important Privacy Information

Submission, storage, sharing, and transferring of Personal Data

Personal Data that you provide to us is stored internally or through a data management system. Your Personal Data will only be accessed by those who help to obtain, manage, or store that information, or who have a legitimate need to know such Personal Data (for example, our hosting provider, CRM provider, or team members).

It is important to note that we may transfer data internationally. We are based in the United States. If you access our Website or services from outside the United States, your information may be transferred to, stored in, or processed in the United States or other countries where our service providers operate. These countries may have privacy laws that are different from the laws in your country. Where required by applicable law, we rely on appropriate legal mechanisms for international transfers, such as adequacy decisions, standard contractual clauses, or other safeguards or derogations permitted by law.

Data retention

We retain your Personal Data for the minimum amount of time necessary to provide you with the information and/or services that you requested from us, or for the purposes described in this Privacy Policy, unless a longer retention period is required or allowed by law. How long we keep information may depend on the type of information, the reason we collected it, whether we have an ongoing relationship with you, legal, tax, accounting, or reporting requirements, dispute resolution needs, security and fraud prevention needs, and backup and archive practices. When we no longer need information, we may delete it, anonymize it, or keep it in a secure archived form as allowed by law.

Confidentiality

We aim to keep the Personal Data that you share with us confidential. Please note that we may disclose such information if required to do so by law or in the good-faith belief that: (1) such action is necessary to protect and defend our property or rights or those of our users or licensees, (2) to act as immediately necessary in order to protect the personal safety or rights of our users or the public, or (3) to investigate or respond to any real or perceived violation of this Privacy Policy or of any other terms or agreement with us.

Security

We take commercially reasonable steps to protect your Personal Data from misuse, disclosure, or unauthorized access. We share Personal Data with service providers and other third parties as described in this Privacy Policy, and we use reasonable efforts to require appropriate safeguards for information processed on our behalf. That being said, we cannot guarantee that your Personal Data will always be secure due to technology or security breaches. If we become aware of a data breach involving your Personal Data, we will provide notice as required by applicable law.

Anti-spam policy

We have a no-spam policy and provide you with the ability to opt out of marketing communications by contacting us at partner@theprospergroup.org or using an unsubscribe link when one is provided in email. We have taken the necessary steps to ensure that we are compliant with the CAN-SPAM Act of 2003 by never sending out misleading information. We do not sell or rent your email address. We may share your email address with service providers who help us send communications or provide services, as described in this Privacy Policy.

Children’s Online Privacy Protection Act Compliance

Our Website and its content are directed to individuals who are at least 18 years old. The Children’s Online Privacy Protection Act (COPPA) applies to certain online services that collect personal information from children under 13. We do not knowingly collect personal information from children under 13, and we do not intend to collect personal information from minors under 18. If you believe we have collected personal information from a child or minor, please contact us at partner@theprospergroup.org. If we learn that we collected personal information from a child under 13 without proper consent, we will delete it as required by law.

Data Controllers and Processors

We are the data controllers as we are collecting and using your Personal Data. We use trusted third parties as our data processors for technical and organizational purposes, including CRM and analytics. We use reasonable efforts to make sure our data processors are GDPR-compliant where applicable.

California Privacy Rights

This section applies to California residents. The California Consumer Privacy Act, as amended by the California Privacy Rights Act, gives California residents certain rights over their personal information, which may be broader than those described generally above. California residents have the right to know what personal information we collect, use, disclose, sell, or share; access personal information we have about you; request correction of inaccurate personal information; request deletion of personal information; opt out of the sale or sharing of personal information; limit the use or disclosure of sensitive personal information, where applicable; appeal a denied privacy request pursuant to the law; and not be discriminated against for exercising privacy rights.

How to exercise your California rights

To make a California privacy request, contact us at partner@theprospergroup.org. Please include “California Privacy Request” in the subject line. We may ask for information to verify your identity before completing your request. You may also use an authorized agent to submit a request on your behalf, as allowed by law.

Do Not Sell or Share My Personal Information

California residents may request to opt out of the sale or sharing of their personal information. To opt out, you may use the Cookie Settings control in the Website footer, enable a recognized Global Privacy Control signal in your browser or browser extension where required by applicable law, or contact us at partner@theprospergroup.org. If you contact us by email, please include “Do Not Sell or Share Request” in the subject line.

Global Privacy Control and Do Not Track signals

Some browsers offer a “Do Not Track” setting. There is currently no single accepted standard for how websites should respond to Do Not Track signals. At this time, our Website may not respond to Do Not Track browser signals. However, some browsers or browser extensions allow you to send a Global Privacy Control signal. Where required by applicable law, we will treat a recognized Global Privacy Control signal as a request to opt out of the sale or sharing of personal information for that browser or device.

Notice for Residents of Colorado, Connecticut, Virginia, Utah, and Other U.S. States

Residents of certain U.S. states may have rights under state privacy laws. These rights may include the right to access personal information, correct inaccurate personal information, delete personal information, receive a copy of personal information, opt out of targeted advertising, sale of personal information, or certain profiling, and appeal a denied privacy request. To exercise these rights, contact us at partner@theprospergroup.org.

Notice for Visitors in the European Economic Area, United Kingdom, or Switzerland

If you are located in the European Economic Area, United Kingdom, or Switzerland, you may have certain rights under applicable data protection laws. We may process your Personal Data based on consent, the need to perform a contract with you, compliance with legal obligations, or our legitimate interests. Our legitimate interests may include operating our Website, providing services, improving our programs, communicating with users, marketing our services, preventing fraud, and protecting our business. Depending on your location and the situation, you may have the right to access, correct, delete, restrict, or object to the processing of your Personal Data; request data portability; withdraw consent where processing is based on consent; object to direct marketing; and lodge a complaint with a data protection authority. To exercise these rights, contact us at partner@theprospergroup.org.

Contact Us

If you have any questions about this Privacy Policy, please contact us at:

The Prosper Group LLC
87B N Beverwyck Rd
Unit #1004
Lake Hiawatha, NJ 07034
Email: partner@theprospergroup.org
Website: https://theprospergroup.org/